Top Payment Gateway Providers in 2022

Top Payment Gateway Providers in 2022

Top Payment Gateway Providers in 2022


As the world turns more digital, more and more people prefer cashless transactions. The convenient and quick way of conducting payment transactions pushed virtual payments to new heights. People no longer have to line up for cash withdrawals or carry cash; alternative payment methods are safer and easier options, particularly when traveling.

For any business that wants to provide a convenient payment process for their customers, they need to get in touch with high-risk merchant account providers to be able to accept credit card and online payments from anywhere in the world.

As consumers demand safe and preferred payment solutions, businesses need diverse payment options to offer customers. This will not only boost the overall customer experience but also contribute to your business’ success.

Here are the top payment gateway providers that will help with your desired business solution.


Authorize.Net has been around since 1996, making it one of the pioneering payment gateway providers. Apart from established experience, the company comes with a diverse partnership with providers and digital payment solutions.

The monthly fee is $25 per month regardless if you are using it or not. But this recurring cost will allow merchants to receive payments from major credit and debit cards and other digital payments like Paypal.

An option to accept electronic check payments is available for an additional fee.


Stripe comes in second only to Authorize.Net when it comes to rates and customizable payment solutions. With strength in technology and development, Stripe works with companies of all sizes while efficiently adapting to their needs.

In addition, Stripe can be easily integrated into different e-commerce platforms like Shopify and Wix. Take advantage of its strong transaction tracking and reporting, support for a variety of payment types for over 130 currencies, and mobile payments with no monthly gateway fee.


Braintree is recommended for startups because it is user and cost-friendly. This online payment gateway accepts digital wallets, major credit cards, and PayPal in over 100 currencies.

Braintree’s Drop-in UI allows users to set up and begin accepting payments quickly, not to mention the ability to tailor and experiment with their checkout flows.


PayPal is not only one of the most popular payment gateways but also the most versatile. This payment gateway is highly recommended for online businesses since it offers customers the option to pay using Paypal, responsible for increased check-out conversions.

Besides, Paypal uses state-of-the-art encryption technology for data security and fraud prevention and also has the ability to work on all types of devices and operating systems.

Verifone (formerly 2CheckOut)

If you intend to expand your business internationally, Verifone is the best payment gateway provider of choice. Verifone supports about 100 currencies and offers a localized buying experience.

Sell different types of products while you host your own checkout page, collate payment history records, set recurring transactions, and accept payments from major credit cards while having instant access to sales insight and other important elements of your business.


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